Unfulfilled loan demand among agro SMEs in Namibia

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dc.contributor.authorAmadhila, Elinaen_ZA
dc.contributor.authorIkhide, Sylvanusen_ZA
dc.date.accessioned2017-10-27T12:38:54Z
dc.date.available2017-10-27T12:38:54Z
dc.date.issued2016
dc.descriptionCITATION: Amadhila, E. & Ikhide, S. 2016. Unfulfilled loan demand among agro SMEs in Namibia. South African Journal of Economic and Management Sciences, 19(2):282-301, doi:10.4102/sajems.v19i2.1398.
dc.descriptionThe original publication is available at https://sajems.org
dc.description.abstractUsing a qualitative methodology approach, a case study research design by way of in-depth semi-structured interview(s) was followed to interview farmers, commercial banks, development banks, venture capitals and private equities to determine the financing options available for farmers and provide reasons why some financial institutions shy away from providing finance to agricultural enterprises. This study deviates from prior studies which have focused on small-scale farmers and subjected farmers’ access to finance to rural credit markets, mostly informal money lenders using secondary information mostly from household surveys to build econometric models. The study indicates that only about 33 percent of formal financial institutions are providing finance to agricultural SMEs. The lack of expertise and perception of risk were cited as top reasons why formal financial institutions find it hard to provide finance to agricultural SMEs. Building on opinions from other authors cited in this paper, we maintain that new financing mechanisms can be achieved by all types of financial institutions through learning from experiences by other successful countries.en_ZA
dc.description.urihttps://sajems.org/index.php/sajems/article/view/1398
dc.description.versionPublisher's version
dc.format.extent20 pages ; illustrations
dc.identifier.citationAmadhila, E. & Ikhide, S. 2016. Unfulfilled loan demand among agro SMEs in Namibia. South African Journal of Economic and Management Sciences, 19(2):282-301, doi:10.4102/sajems.v19i2.1398
dc.identifier.issn2222-3436 (online)
dc.identifier.issn1015-8812 (print)
dc.identifier.otherdoi:10.4102/sajems.v19i2.1398
dc.identifier.urihttp://hdl.handle.net/10019.1/102401
dc.language.isoen_ZAen_ZA
dc.publisherAOSIS Publishing
dc.rights.holderAuthors retain copyright
dc.subjectFarms, Small -- Finance -- Namibiaen_ZA
dc.subjectSmall business -- Finance -- Namibiaen_ZA
dc.subjectCommercial loans -- Namibiaen_ZA
dc.titleUnfulfilled loan demand among agro SMEs in Namibiaen_ZA
dc.typeArticleen_ZA
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