Getting South African banks to serve micro-enterpreneurs: An analysis of policy options

Schoombee A. (2000)


The lack of access to formal bank credit is one of the important problem faced by South African micro-enterpreneurs in the informal sector. Although the government has adressed this issue, private banks are still not interested in serving micro-enterprises. This article presents an analysis of the policies implemented by the government, as well as policies followed in other countries, to each a conclusions with regard to the path to follow for solving this problem.

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