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Bank competition in sub-Saharan African countries : has anything changed in the light of 2007-2008 global financial crisis?

dc.contributor.authorMotsi, Steveen_ZA
dc.contributor.authorAjuwon, Oluseye Samuelen_ZA
dc.contributor.authorNtim, Collinsen_ZA
dc.date.accessioned2019-10-14T11:57:56Z
dc.date.available2019-10-14T11:57:56Z
dc.date.issued2018
dc.identifier.citationMotsi, S., Ajuwon, O. S. & Ntim, C. 2018. Bank competition in sub-Saharan African countries : has anything changed in the light of 2007-2008 global financial crisis? Spoudai Journal of Economics and Business,, 68(1):59-83.
dc.identifier.issn2241-424X (online)
dc.identifier.urihttp://hdl.handle.net/10019.1/106635
dc.descriptionCITATION: Motsi, S., Ajuwon, O. S. & Ntim, C. 2018. Bank competition in sub-Saharan African countries : has anything changed in the light of 2007-2008 global financial crisis? Spoudai Journal of Economics and Business,, 68(1):59-83.
dc.descriptionThe original publication is available at https://spoudai.unipi.gr
dc.description.abstractThis paper investigated the changes in competitive behaviour of banks in sub-Saharan Africa, following the 2007/2008 global financial crisis. Using 481 bank-year observations from an unbalanced panel of 83 banks from six countries over the period 2008–2013. We employed the Panzar-Rosse model of firm competition, and found that the degree of competition among banks in Sub-Saharan Africa increased. This increase is due to the effect of reform/liberalisation policies, largely initiated in the pre-crisis era. The success that followed via the development of banking systems, nonetheless moderated at the onset of the 2007/2008 financial crisis. System instabilities, which were characteristic of a post-crisis period, exposed deficiencies in regulation and asymmetric incentives for bank management. A significant recalibration of prudential policies followed, as regulators sought to restore system stability, which again had an impact in altering competitive conduct of banks. Policymakers should continue to develop and promote policies geared towards the development of financial intermediation and improved competitive conduct of banks in sub-Saharan Africa.en_ZA
dc.description.urihttps://spoudai.unipi.gr/index.php/spoudai/article/view/2636
dc.format.extent25 pages ; illustrations
dc.language.isoen_ZAen_ZA
dc.publisherUniversity of Piraeus
dc.subjectBanks and banking -- Africa, Sub-Saharanen_ZA
dc.subjectCompetition -- Africa, Sub-Saharan -- Statistical methodsen_ZA
dc.subjectGlobal Financial Crisis, 2008-2009en_ZA
dc.subjectPanzar-Rosse modelen_ZA
dc.titleBank competition in sub-Saharan African countries : has anything changed in the light of 2007-2008 global financial crisis?en_ZA
dc.typeArticleen_ZA
dc.description.versionPublisher's version
dc.rights.holderAuthors retain copyright


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